STANDARDIZE FINANCIAL ANALYSIS

Give every deal a
consistent starting point

FlashSpread standardizes borrower financial data across documents and deals so credit teams can evaluate financials from a cleaner, more consistent structure.

Consistent data. Cleaner analysis.

01

Standardize line items

Map financial information into a consistent structure across borrowers and deals.

02

Create consistent spreads

Organize borrower financials using the same financial framework.

03

Compare deals more easily

Give analysts a clearer basis for evaluating financial performance across files.

04

Improve confidence in the numbers

Surface missing or inconsistent information before it carries into analysis.

Different formats make consistent analysis harder

Borrower financials don't arrive in a standard format, but credit teams still need a consistent way to evaluate them.

Different formats

Financials vary by borrower, accounting system, industry, and preparer.

Different interpretations

Line items can be categorized differently across analysts, teams, and deals.

Different outputs

Reports, ratios, and cash flow analysis become harder to compare when the starting point is inconsistent.

Financial information may be categorized differently

01

Each review starts from a different structure

02

Line items need to be recategorized

03

Ratios and cash flow are harder to compare

04

Reporting varies across deals

05

The same financial information may be organized differently

With FlashSpread

01

Documents arrive

Tax returns, financials, PDFs

02

FlashSpread prepares the data

Extract, standardize, and validate

03

Structured financials

Standardized starting point for analysis

04

Credit review

Analysts compare, assess, and decide

Give every analyst the same financial foundation

FlashSpread organizes borrower financial data into a consistent structure so analysts can evaluate deals using the same financial framework.

01 Extract the financial data

Capture information from tax returns, financial statements, and other supported documents.

02 Standardize the structure

Organize line items, statements, cash flow, ratios, and reporting outputs into a consistent framework.

03 Analyze from a consistent foundation

Give analysts structured financials for credit review, reporting, and downstream workflows.

What changes for your team

Consistency carries through the credit process

Fewer inconsistencies

Start each review with financial information organized into a standardized structure.

Clearer comparisons

Evaluate borrowers and deals from a more consistent financial framework.

More consistent reporting

Use standardized financial data across cash flow, ratios, trends, and reporting outputs.