FLASHSPREAD

Take the manual work out of financial spreading

FlashSpread automatically extracts, standardizes, and organizes financial information from complex borrower documents, giving credit teams the clean, consistent data they need to make confident decisions.

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Experience our products
0 mins

Average processing time

0 %

Processing time reduction

0 K+

Documents processed YTD

THE STATUS QUO

Manual spreading is holding your credit team back

Credit teams spend hours collecting, spreading, validating, and rekeying data before meaningful analysis can begin.

  • Hours lost to manual work
  • Inconsistent financial analysis
  • Data entry errors and rework
  • Bottlenecks that slow credit down
  • Limited portfolio visibility

THE NEW STANDARD

Put credit expertise where it belongs

Automate the repetitive work behind financial spreading so your credit team can spend less time preparing financials and more time analyzing credit.

BUILT FOR COMMERCIAL CREDIT

How FlashSpread helps you get to credit analysis faster

Everything your credit team needs to turn complex borrower documents into standardized financial data ready for analysis.

01

Intelligent document extraction

Use AI-assisted OCR and extraction technology to capture financial data from complex structured and unstructured borrower documents.

02

Automated financial spreading

Turn extracted data into standardized spreads while reducing manual entry, categorization, and rekeying.

03

Financial analysis & reporting

Generate balance sheets, income statements, personal financial statements, ratios, entity and individual cash flows, and global cash flow reports on demand.

04

Validation & auditability

Review extracted values, identify exceptions, make corrections, and trace financial data back to source documents.

05

Broad document coverage

Process a broad range of tax returns, financial statements, schedules, and other documents used across commercial credit.*

06

Standardized financial data

Create consistent, structured financial data for underwriting, reporting, and downstream workflows.

07

AskFlash AI

Get source-backed answers to credit policy questions in plain language, reducing time spent searching policies and documentation.

08

Enterprise infrastructure & integrations

Support secure, scalable deployment with user administration and multi-user capabilities, while integrating directly with supported LOS platforms to fit existing lending workflows.

DOCUMENT COVERAGE

Explore some of the most common tax and financial documents supported by FlashSpread

01

Individual borrower documents

  • Form 1040 Personal Tax Returns
  • Schedule C Business Income, Schedule E Rental and Pass Through Income, Schedule F Farm Income
  • W2 Wage Statements
  • 1099 Income Forms
Request complete list

02

Business & entity documents

  • Business Balance Sheets 
  • Business Income Statements
  • 1120 Returns
  • 1120 S Corp Returns
  • 1065 Partnership Returns
  • Form 990
  • K1 Ownership Schedules
  • M-1, M-2, M-3
Request complete list

03

Via AI/LLM data extraction

  • Bank Statements
  • Personal Financial Statements
  • Rent Rolls
Request complete list

Trusted by leading financial institutions

“FlashSpread vastly reduced the amount of time it takes our team to spread tax returns — what used to take hours now takes minutes.”

CE

Caryl Eriksson

InterMountain Business Lending

“The combined solution enables truly data-driven underwriting decisions at a speed we couldn’t achieve before.”

LD

Laura Day

Core10 / Accrue

“The enhanced narratives and the support team’s responsiveness have made this a cornerstone of our commercial lending process.”

SF

Scott Finnell

First Federal Community Bank

GET STARTED

Experience FlashSpread

Join hundreds of commercial lenders leaving manual spreading behind. Schedule a live demo with our team.

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HW Tech 100

2019–2024

The Stevie® Awards

2021–2023

HW Women of Influence

2020

Stevie People's Choice

2022

Titan Business Awards

2022